This dosimetry study used FDTD simulations at 28 GHz to evaluate how skin stratification and anthropomorphic modeling affect absorbed power density (APD) estimates. APD was higher with stratified skin than with homogeneous skin for a wearable patch antenna (16%–30% higher), while plane-wave differences were smaller (<11%). The authors argue that simplified skin models may underestimate exposure in mmWave wearable scenarios.