This narrative review focuses on RF exposure in military contexts, emphasizing thermal effects as the established mechanism of harm and discussing safety limits set by bodies such as ICNIRP and IEEE. It reports that whole-body SAR limits (≤4 W/kg) generally prevent dangerous core temperature rises, but localized heating risks may persist for tissues like skin and eyes, especially when thermoregulation is impaired. The review highlights CEM43 as a potentially useful thermal-dose metric but notes complexity for transient exposures and calls for improved models and methods across relevant frequency bands.